What is Carrier Downloads?
Automatic Carrier Data Platform
Carrier Downloads consolidates all of your customer and policy data into a single endpoint and keeps it synchronized — pulled live from carrier portals, not from overnight IVANS batch files. Modern API support integrates the data output into custom systems like your AMS, CRM, or any AI agent your agency runs.
Unlike its competitors, Carrier Downloads is entirely cloud-based, requiring no setup or configuration.
We Take Pride In Our Growing Numbers And Customers.
Years
Insurance Domain
Agents
"flexible" automation
Quotes Monthly
Active Policy
Advantages of Using Carrier Downloads
There are many advantages to using Carrier Downloads as your data RPA software.
Accuracy
Extreme accuracy and uniformity, much less prone to errors or typos.
Low Technical Barrier
No programming skills necessary to configure and use.
Speed
Speed up the operation process and accounting processes.
Eliminate Error
Wherever there are humans, there's bound to be human errors. Eliminate them with automation.
Customer Satisfaction
Customer tracking and churn prevention.
Consistency
Routine tasks are performed the same way each and every time.
Reliability
Tirelessly work 24/7 without interruption.
Improved Employee Morale
Employees are happier when their work is facilitated by automation.
Use Cases
Late Payment Reminder
Remind your clients promptly and simplify online payments.
Renewal Reminder
Automate the re-quote process for the renewals.
Cancellation Reminder
Receive timely reminders to ensure you never miss your policy cancellation deadlines.
Sharing Insurance Policy Documents
Share policy documents with clients automatically — always current, always accessible.
Commission Calculation
Easily calculate precise commissions for all carriers through a single portal.
End Of Day Operations
Manage all your office reports and automate accounting processes.
Our Integrations

Lead Provider Integrations
Carrier Downloads integrates seamlessly with top-performing lead sources in real time to receive, enrich, and quote leads instantly.

Zapier
Automate workflows by connecting Carrier Downloads with thousands of apps.

Turborater
Integrated rating API provider for real-time insurance quotes.

Prefill Data Services
We auto-fill user data from trusted sources: Public Data, DCS, Fenris, TransUnion, TurboRater Autofill (Home).

Call Center
Integration of call center functionalities to facilitate payment options and provide updated client information.

AI lead nurturing
Promptly capture high-potential leads with automated AI-powered lead nurturing by connecting your CRM and communication channels (SMS, email, chat, etc.)

Twilio SMS
Send and receive automated text messages for customer engagement.

SendGrid
Deliver customer notifications and marketing emails reliably.

Google Analytics
Track user activity and conversion metrics within your Bermuda-powered portals.

Mouseflow
Visual session replays and heatmaps for user behavior analysis.

Fresh Chats
Real-time customer support chat solution for your agency site.

Improvely
Track the origin of leads and optimize marketing attribution.

Podium
Text communication to boost local reputation.

Direct Binding
Bind policies directly via integrated rating APIs for faster underwriting.

QuickBooks
Track all insurance-related transactions. Sync with QuickBooks for taxes and financial statements.

Custom Integration
Endless options. If you can imagine it, we can connect it. From AI apps to legacy tools.
About Us
Everyone Sells AI Agents. We Build What They Run On.
Bermuda is a Dallas-based InsurTech company with 10+ years of specialization in the insurance domain. We believe technology should simplify, not complicate.
Our platform stands on three pillars: Rating — from lead to quote to bind; Policy — Carrier Downloads, live carrier-portal data in a single endpoint; and Agentic AI — the tools and real-time data AI agents need to do real insurance work.
Carrier Downloads is the Policy pillar. It pulls live customer and policy data straight from carrier portals — due amounts, due dates, statuses, documents — and delivers it to your AMS, CRM, or any AI agent your agency runs. Data flows both directions: downloads in, payments and documents out.
Our commitment is to focus on what matters most: Your success!
Contact Us